fmi-audit.com for more info Don’t waste time trying to go through the front door…go through the back and see if the lender was in FULL compliance from the beginning you filled out your 1003 application for the loan. stopforeclosurefraud.com Forensic Mortgage Investigation Corp, (FMI) located in South Florida, is a leading provider of automated and manual regulatory compliance audits to Law offices, mortgage industrys largest originators and investors, as well as medium and small size companies. Using the latest technological audit software, along with easy to understand language, we address all applicable regulatory compliance requirements as well as any Federal and State violations. WE provide your Attorney with AMMO to bring your Lender into the negotiation table. With more than 20 years experience in Management support in the Finance and Banking Industry, we can develop a very comprehensive and accurate audit report that is easy to understand and place your lawyer into the offensive position rather than a defensive position We go far beyond from your closing documents; we start with your application analysis of your mortgage loan file to determine your original lenders compliance with State and Federal Mortgage Lending Laws. These include, but are not limited to, regulatory requirements related to interest rates, permissible fees, Truth in Lending, predatory lending and permissible loan to value. Forensic Mortgage Investigation Corp Office: (954) 655-6682 Direct …
Finding a good mortgage lender comes just a step ahead of finding your home. Choosing which one you will go with and entrust your lifetime dream to is an important decision. This is one big transaction, a huge investment on your part. It’s not even money that you already have. It’s money which you still have to borrow, raise, and pay back. It doesn’t just take guts. It takes a good mortgage lender to see you through. Through a broker If you’re not so familiar with the banking system and with the computation of mortgage rates, a mortgage broker could assist you in most of your mortgage transactions with your lending agency. However, do make a background check with some of their previous clients to find out how their accounts were handled, if they were satisfied with the deals they were granted, and if it indeed was the easier way into finding a successful, hassle-free mortgage. Your own efforts If you do it on your own, you’ll have to scan and sort through many banks, private lenders, mortgage brokers, and online agencies with all those tempting offers vying for your application. Once you’ve narrowed down your choices, it’s still a matter of which one to go for. How would you know which one will give you the best deal? In which arrangement will you benefit best? Consulting others One way to find a good mortgage lender would be to consult family members and friends who have been through a mortgage or are currently in one. Seek referrals to loan officers and bank representatives who were most helpful and productive. Ask them what type of mortgage deals they were offered, which one they got, and for what reason. Consolidate your research to come up with the most reputable mortgage lender in your inner circle. Scouting around Move out of that circle and scout around with banking institutions and credit agencies you already know and have done business with. You could inquire about possible mortgage loans with them. These usually come in the form of short-term financing or installment loans over a specified period of time. It helps if you have a good credit standing. The higher your credit rating with them, the lower the interest rates they’ll give you. Involving your agent Having your mortgage loan pre-approved is already one big leap towards the fulfillment of your dream, and so is settling with one mortgage lender of your choice. Make sure to get the best agent or mortgage lender there is in your place.
I had a bankruptcy, chapter 7 that was discharged Dec. 2007. My credit is in the mid 600’s. I would like to purchase a home but I don’t want to waste my time is there will be issues. My income is very good and I would be able to produce full docs. Any suggestions or comments? Also anyone know of a good mortgage lenders who deal with families who have been through bk/ foreclosure due to the interest only loans and not fully understanding how they work? Thank you.
My wife was only on the mortgage loan. I was advised to file BK to protect myself. So on my credit I show having a mortgage payment that was on time prior to refinancing the home in her name. So I don’t show a forclosure, just a BK of credit card debt and an auto loan.
www.northwestidx.com MLSNumber: 72455 Property Type: Residential Price: $199000 Beds: 5 Baths: 2.75 Year Built: 1943 Units: 0 City: Seattle Address: 12206 1st Ave S Date Listed: 2010-05-11 Description: Short Sale!Blow out Price! Buyer to verify all information! Needs some TLC. This 5 bedroom 2.75 bath home is a bargain at this price.Basement is currently being rented for $600.00 Great way to offset mortgage.Zoned R48 for future redeveopment and get up to 8 units( Buyer to verify) Motivated Seller! Lender Approval required! For more information on this listing, please contact: Listing Agent Masoud Sedghinasab 425-401-0606 Broker Homes & Land Real Estate 425-401-0606 maxn@homesandlandsearch.com HomesAndLandSearch.com Serving the Seattle and Bellevue Area —————————– Are you a real estate broker and want to see your listings on YouTube? Call us at 877-700-2519, visit http or email sales@cevado.com. All information deemed reliable but not guaranteed and should be verified by consumer. All properties are subject to prior sale, change or withdrawal. Listing information is provided for consumer’s personal, non-commercial use and may not be used for any other purpose. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) programs of the Northwest Multiple Listing Service and/or the Olympic Multiple Listing Service. Listings courtesy of the NWMLS (Northwest Multiple Listing Service).